If you have ever wished for a robot to do the dishes or pack school lunches in the morning, you are going to like the concept of Robo-investing.  Even though Robo-advisors are not new to the market (the first one was launched in 2008), very few people understand how robos work and the benefits of […]

All about investing with Robo-Advisors and the best Robos right now

If you are one of 9.6 million self-employed Americans, you have four great options to save for retirement:  an IRA, a solo 401(k), a SEP IRA, and a SIMPLE IRA.  If all this sounds like gibberish to you right now, don’t worry.  This post will go over everything you need to know to pick the […]

Four ways to invest for retirement if you are self-employed

Let’s talk about cleansing. Not the type where you drink kale juice for three days and walk around grumpy. I’m talking about a unique benefit of investing in index funds – its ability to self-cleanse. What is an index Let me explain.  An index fund tracks the performance of a specific index.  An index measures […]

What is Self-Cleansing of Index Funds

asset allocation

Let’s talk about the most important decision you are going to make as an investor – choosing your asset allocation. Your investing journey should start with identifying your goals, investment horizon, and level of risk you can tolerate and still sleep well at night. The next step is deciding on your asset allocation.  Think of […]

How to Choose the Right Asset Allocation

Image source: Goop

I have a confession to make. I’ve been a longtime skeptic of cryptocurrencies, Bitcoin in particular.  I had no idea what it was, and I did not want to be bothered to dig deeper.  I told myself that I would follow Warren Buffett’s approach – I will not invest in what I don’t understand. But […]

Bitcoin – What You Need to Know Before Dipping Your Toes in Crypto Waters

Having a long-term financial plan and sticking to it is an essential part of investment success.  However, a completely “set it and forget it” approach to investing is not safe. It pays to revisit your portfolio at least once a year and check if your current asset mix is on target.  If it is off […]

How to rebalance your investment portfolio in four simple steps

We have all heard of compounding, but let’s break it down to bare basics because compounding is one of the most important concepts to understand when managing your finances. I love this quote by Albert Einstein – “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, […]

The Most Important Investing Concept You Learned in 8th Grade Math

Picking an exchange-traded fund (ETF) could be an overwhelming task.  There are thousands of ETFs out there (7,602 to be exact).  How do you find the right one to fit your investment strategy and goals?  Here are three simple tips to help you chose the right ETFs for your portfolio. Everything starts with asset allocation […]

How to choose the right ETF for your portfolio in 3 easy steps

So, you’ve decided that achieving financial freedom and building long-term wealth for your family is a worthy goal.  You know that investing is a big part of getting to that goal.  But which path should you take? You have three main routes.  First, you could hire a financial advisor, and he/she will do all the […]

Four Simple Portfolio Strategies for DIY Investors

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