Are Your Money Beliefs Holding You Back?

What's Your Money Personality?

financial literacy for our children

money-smart kids

Imagine how different your life would be if you learned to handle money when you were still a kid? Personal finance and money management should be taught in school, along with math, reading, and history. But for now, it is not the case. Students leave school without financial skills, pursue their careers successfully, but still find themselves struggling financially. They work harder, make more money, and still can’t get ahead. What is missing from their education is not how to make money, but how to manage money.

— mario puzo

“The only wealth in this world is children, more than all the money, power on earth.”

The most influential source from which kids learn about money is their parents – their financial habits and values. When you’re young, you think your parents know everything. So, the way you handle (or mishandle) money is what your kids are most likely going to do by default.  

It’s extremely important to talk to your kids about money and teach them basic strategies of money management. It shouldn’t look like another lecture from you. Instead try to capitalize on those teachable moments and maintain continuous dialogue throughout their lives. Look for the clues from you kids, use your judgment and intuition. Just make sure their financial knowledge keeps on growing.   

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Teaching your kids about money is a part of modern parenting. You can’t count on school to do that. Only twenty-one states require a course in personal finance for high school graduation. And even if you live in one of those states, it ‘still your job! The teacher can explain a budget or a credit score, but he can’t pass along your values. Only you can do that. A lot of the qualities we want to instill in our children – generosity, patience, perseverance, curiosity – could be taught using money.  

Money as a Teaching Tool

money smart kids

Unfortunately, most parents are reluctant to talk about money with their kids. Why? Because they feel they don’t know enough themselves! So, the cycle of financial illiteracy goes on and on.

I have two elementary-school-aged boys. I realized that teaching my kids good financial habits from a young age will give them lifelong skills that will serve them well in their adulthood and most likely be passed on to my grandchildren. I don’t have it all figured out, but I’m learning as I go and I’m happy to invite you on our journey. Every child is different and only you know what’s best for your kids.    

There are only a few concepts that matter in the world of personal finance.  I will show you how I teach my kids the value of money and hard work; the importance of saving; the incredible potential of investing and how to make it automatic; as well as the significance of donating money to causes you believe in.  

Finance for Kids 101

money smart kids

I make it a fun and seamless part of our day-to-day lives.  I am happy to share my system and the tools I use.  

The biggest advantage our kids have is time.  It takes time to let the miracle of compound interest do its work.  The sooner they learn how to manage their money and take control of it, the better off they will be.  

You don't have to do it alone.  There are various helpful resources that will guide you on the journey of teaching your kiddos about money.  
I'm sharing my favorite books, Apps and other tools I've enjoyed using so far.  Stay patient.  Keep the big picture in mind.  I applaud your commitment to make sure your kids grow up to be financial literate adults and live the life of their dreams!

Helpful Resources

money smart kids

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Are your money beliefs holding you back? 
Recognizing your money personality is the first step toward financial health.

What's Your
Money Personality?

Fidelity Investments is one of the largest online brokerages serving 30 million individual investors. They offer commission free trades on all US equities and ETFs along with a user-friendly interface. 

Fidelity Investments

My Fave Money & Investing Tools



Mint Intuit

Mint is a very convenient budget tracker and planner. Bring together all your accounts and bills so you can easily manage your finances from one dashboard.


Ellevest is a robo-advisor built by women, for women. Ellevest is where women money: invest in yourself, plan for retirement, save and spend intentionally, level up your money and career and feel prepared for what's next.



Personal Capital is a wealth management solution with amazing free tools that syncs up all your accounts in one place, so you can track your spending, your net worth and your investment portfolio.

Personal Capital

Start your day with a cup of coffee and Economist Espresso. Find out what’s on the global agenda in the coming day, what to look out for in business, finance and politics and, most importantly, what to make of it.

Economist Espresso

Weekly in-depth investment analysis and market commentary. Barron's is a must read for keeping your pulse on the markets and seeing a bigger picture. 


My Fave Money & Investing Tools



BusyKid is the chore app where kids can earn allowance, automatically save % of their income, donate to charities, spend with Visa Prepaid Spend card and invest in their favorite stocks. 


An engaging investing experience for kids - they can buy partial shares of their favorite companies, easily monitor their positions and master the markets with educational mini-lessons.


This savings bank gives your kids four money management choices - save, spend, donate, and invest.  This is a perfect tool for younger children. 

Money Savvy Pig

My Fave Money & Investing Tools

Compound interest is one of the most important concepts to understand when managing your finances.

Compound interest is the interest you earn on your interest — in other words, it’s money you earn on the money you’ve already earned.

The Magic of Compound Interest

Compound Interest

The principle of compounding makes me very passionate about teaching our kids about basic of finance. Children’s biggest advantage is having lots of time to compound their money.
When you start investing early, it’s very easy to get rich.  

“Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” – Albert Einstein

If you’ve ever felt overwhelmed or lost when trying to decide the best way to handle your money, this course is for you. 

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From Newbie to Confident Investor

I believe that every woman is capable of taking charge of her finances and she should. All she needs is to be given the right tools, a roadmap with easy to follow steps—which is where this course comes in. You will learn the fundamental principles of personal finance and investing —principles you can act on to turn your dreams of financial freedom, security, and independence into reality. 

Wherever you are in your financial journey, you are welcome here. Learn, build your confidence and take charge of your money! 

Yes, show me!

There are so many financial services products out there, it's easy to get overwhelmed.  I'm sharing my favorite investing and money management tools that I use every day to help me stay on track with achieving my financial goals.  I'm a busy mom, just like you.  I don't want to spend all day crunching numbers or watching the stock market.  I value simplicity and convenience.  These tools help me be in charge of my money.       

My favorite investing and money management tools

Read on!

I don't need to explain that reading a good financial book is worth it - but that doesn’t make reading a book about money any easier.  If you'd like to educate yourself on a subject of money, but not sure which book to pick, you are in luck.  I've compiled a list of top 9 finance books that will give you the knowledge and confidence boost to start improving your finances today.  Happy reading! 

What's on my Bookshelf 

I got you, girl!

I am not a beauty or a fitness blogger.  I teach women how to achieve financial success and live rich authentic lives.  I strongly believe that if you don't take care of your physical and mental health, it doesn't matter how much money is in your bank account.  I strongly support companies that offer clean beauty and personal care products, organic food and sustainable fashion.  We vote for our values with our money every day.  These are the brands I'm happy to support.    

My Personal Essentials

Here we go!

There are various helpful resources that will guide you on the journey of teaching your kiddos about money.  
I'm sharing my favorite books, Apps and other tools I've enjoyed using so far. Stay patient. Keep the big picture in mind. I applaud your commitment to make sure your kids grow up to be financial literate adults and live the life of their dreams!

Learning resources for kids

Elena's favorite things

investing . books . personal . kiddos

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When you invest in your financial education through one of our products, you are also creating meaningful change in the world.  With every purchase, you support a child in need.

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