I believe that any woman—regardless of her income, age, or marital status—has the power to experience a future of fulfillment, independence, and true financial security and freedom based on her values. Every woman is capable of taking charge of her financial future.
Money is emotional. It touches every aspect of our lives. Your journey to authentic financial freedom starts with understanding your own money story and clearly defining your money goals. Then we'll dive into the fundamental principles of personal finance. I will show you how to set up your personal finance system that manages your money and grows your wealth automatically.
Automating your finances is the single most important step you could take to set yourself up for financial success.
Follow my 5 easy steps to automating your finances and go about your life not worrying about your money.
Financial wellness doesn’t start by creating a budget. It’s not about the numbers. In fact, the numbers are the easy part. Financial wellbeing starts with your money story. We all have one. Your money story determines if you live your life in comfort or poverty.
“The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth seemingly instantaneously” –
Robert Kiyosaki, author of Rich Dad Poor Dad.
Money is only an idea. If you want more of it in your life, you have to change your thinking. You can create positive and empowering money stories right now and pass them down to your children. The change starts with you!
"Desire - the first step toward riches." - Napoleon Hill.
What do you want from your money? We all want to feel safe and secure. We want to have more time and freedom to be with our family and to do the things that we love. We want choices in career and education for us and our children. We want control. We want to give back. And, of course, we want nice stuff.
Money loves clarity, so define what wealth means to you. To me, authentic wealth is not necessarily about having lots of money. It’s about having a happy, balanced life with secure financial situation which grows stronger every day. It is having all aspects of my financial life in alignment with my values, aspirations, and purpose.
I suggest finding your why. Why do you need your money to grow? Making it personally meaningful will help you overcome any difficulties and will keep you working towards achieving your dreams.
Net worth is a true measure of your financial security. You grow your net worth when your assets go up and your liabilities go down. An asset is something that puts money in your bank account. A liability - takes the money out of it. If you want to be rich, you should start buying assets such as stocks, bonds, or income-generating real estate.
"Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets."
"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." Dave Ramsey.
Most women are reasonably confident in their knowledge of day-to-day financial matters, such as obtaining a mortgage or buying life insurance. However, we lack confidence and knowledge in achieving our longer-term financial goals, such as saving and investing for retirement.
Taking care of your financial future is one of the highest forms of self-love you can practice. Money is power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth.
Before we learn to invest to build wealth, we have to learn how to save. We do that by paying ourselves first and by aligning our spending with our values.
When it comes to money, your long-term success is mostly determined by your behavior around saving, spending and investing. I will show you how to set up your personal finance system that manages your money automatically.
This system acknowledges our normal human behavior – we are busy raising kids, we get bored or distracted, we lose our motivation – and uses technology to make sure that we’re still growing our wealth.
Do the work now and let your system passively do the right things for you forever. If this is the only thing you implement, you’ll still be ahead of 90% of people.
A loan you make to a government or a company in exchange for regular interest payments (called coupon). The loan is paid back by a specific date (maturity date).
Ownership of a piece of a company. Each share of stock is a proportional stake in the company's assets and profits.
Categories of financial things you own, e.g., stocks, bonds, real estate.
Owning several different kinds of assets. Helps minimize investment risk. We diversify because we can’t predict the future of financial markets with any certainty.
How your investments are distributed across different asset classes. When done properly, your allocation factors in your age, income, time horizon and risk tolerance.
It’s an investment that is traded on the exchange (like New York Stock Exchange). It is a basket of tens, hundreds, or sometimes thousands of stocks or bonds in a single fund.
A financial advisor who has a legal duty to act in your best interest and is not getting paid to steer you into buying overpriced investment products you don’t want or need.
The profit you get from investing money. This profit is based mainly on the amount of risk associated with the investment. So less-risky investments generally earn a lower rate of return than higher-risk investments.
A chance that the returns on your investments will be different than you expected. Usually refers to investment risk, which is a measure of how likely it is that you could lose money in an investment.
I believe that every woman is capable of taking charge of her finances and she should. All she needs is to be given the right tools, a roadmap with easy to follow steps—which is where this course comes in. You will learn the fundamental principles of personal finance and investing —principles you can act on to turn your dreams of financial freedom, security, and independence into reality.
Wherever you are in your financial journey, you are welcome here. Learn, build your confidence and take charge of your money!
There are so many financial services products out there, it's easy to get overwhelmed. I'm sharing my favorite investing and money management tools that I use every day to help me stay on track with achieving my financial goals. I'm a busy mom, just like you. I don't want to spend all day crunching numbers or watching the stock market. I value simplicity and convenience. These tools help me be in charge of my money.
I don't need to explain that reading a good financial book is worth it - but that doesn’t make reading a book about money any easier. If you'd like to educate yourself on a subject of money, but not sure which book to pick, you are in luck. I've compiled a list of top 9 finance books that will give you the knowledge and confidence boost to start improving your finances today. Happy reading!
I am not a beauty or a fitness blogger. I teach women how to achieve financial success and live rich authentic lives. I strongly believe that if you don't take care of your physical and mental health, it doesn't matter how much money is in your bank account. I strongly support companies that offer clean beauty and personal care products, organic food and sustainable fashion. We vote for our values with our money every day. These are the brands I'm happy to support.
There are various helpful resources that will guide you on the journey of teaching your kiddos about money.
I'm sharing my favorite books, Apps and other tools I've enjoyed using so far. Stay patient. Keep the big picture in mind. I applaud your commitment to make sure your kids grow up to be financial literate adults and live the life of their dreams!
When you invest in your financial education through one of our products, you are also creating meaningful change in the world. With every purchase, you support a child in need.
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