Choosing between paying down debt or investing is a balancing act. I’m sure you’ve heard something like this before: “Compare the interest rate on your debt with an expected return from your investments and put your money towards the option with a higher rate.” This money advice makes sense in theory, but there are more […]

If you have ever wished for a robot to do the dishes or pack school lunches in the morning, you are going to like the concept of Robo-investing.  Even though Robo-advisors are not new to the market (the first one was launched in 2008), very few people understand how robos work and the benefits of […]

If you are one of 9.6 million self-employed Americans, you have four great options to save for retirement:  an IRA, a solo 401(k), a SEP IRA, and a SIMPLE IRA.  If all this sounds like gibberish to you right now, don’t worry.  This post will go over everything you need to know to pick the […]

Let’s talk about the most important decision you are going to make as an investor – choosing your asset allocation. Your investing journey should start with identifying your goals, investment horizon, and level of risk you can tolerate and still sleep well at night. The next step is deciding on your asset allocation.  Think of […]

Having a long-term financial plan and sticking to it is an essential part of investment success.  However, a completely “set it and forget it” approach to investing is not safe. It pays to revisit your portfolio at least once a year and check if your current asset mix is on target.  If it is off […]

We have all heard of compounding, but let’s break it down to bare basics because compounding is one of the most important concepts to understand when managing your finances. I love this quote by Albert Einstein – “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, […]

So, you’ve decided that achieving financial freedom and building long-term wealth for your family is a worthy goal.  You know that investing is a big part of getting to that goal.  But which path should you take? You have three main routes.  First, you could hire a financial advisor, and he/she will do all the […]

Hey, girl!  I’m so glad you’re here!  Congratulations on taking the first and most important step toward starting to invest. Many women tell me that they want to start investing, but they feel overwhelmed, scared, and unsure where to begin. This post will break down the high-level basics of investing:  what is investing and why […]

When we hear the word “investing,” most of us picture men in vests and crisp shirts with their sleeves rolled up, trading millions of dollars on the stock exchange.  I’m here to tell you that you don’t need to be a Wall Street trader, a finance geek, or someone with lots of money (or a […]